UT Bank

UT Bank Ghana Limited commenced business as a Finance house in 1997 and evolved from a lending company to a Universal Bank. It is publicly owned and actively traded on the Ghana Stock Exchange....


UT BankGhanaLimited commencedbusinessas aFinancehouse in 1997 and evolved from alendingcompany to a Universal Bank. It is publicly owned and actively traded on theGhanaStock Exchange.  UT Bank has positioned itself as a lending bank that seeks to change the face ofbanking in Ghanathrough fast, efficient and respectful delivery of products and services.  As one of the fastest growingbanks in Ghana, UT Bank provides innovative customer oriented products and services, focusing primarily, on the financial needs of small and medium sized enterprises (SMEs).

The vision of UT Bank Ghana Ltd is “Redefining Banking” and its mission is “to be the preferred bank for businesses and individuals, and to provide quality and outstanding products and services with speed and efficiency in order to generate customer satisfaction and build shareholder value.”

What sets UT Bank apart in the banking and financial services industry is its solidbusinessstructure, flexibility and timely delivery of financing to clients in less than 48 hours, thus carving a niche for itself as the ‘Unique Bank for Real People’.
With just three years experience on the Banking scene, UT Bank was voted Bank of the Year 2011 out of 27banksin Ghana, and received seven other Awards at the 2011 Ghana Banking Awards. The Bank was also rated No. 10 Company and the No. 1 Bank on the 2011 Ghana Club 100 rankings-which lists the top 100 companies in Ghana. UT Bank was again the 1st runner up in Agricultural Financing and Corporate Social Responsibility at the 2012 Ghana Banking Awards. It has since 2012 also been voted Ghana’s Most Respected Company by Pwc Ghana and B&FT newspaper-the leadingBusinessNewspaper in Ghana.



Redefining Banking



“the preferred bank for businesses and individuals providing quality and outstanding products with speed and efficiency to delight customers and build shareholder value.”

The initial focus of UT was centered on servicing the “unbanked” informal sector, but over the years, UT’s services have extended to cover the formal sector. What set’s UT apart in the financial services market is its solid business structure, flexibility and timely delivery of financing to clients whilst maintaining the promise of providing business loans in less than 48 hours.



Core Values:



We do what is right. We make commitments with care and deliver on our promises.



We’re a disciplined organization and maintain high standards at all times. We’re hard working, efficient and responsible.



We respect ourselves. Everyone has value and we treat all with equal respect.



We earn “our stripes” and creatively solve challenges. We’re confident, committed and we deliver.



We nurture a culture of collaboration, as together everyone achieves more. We’re a team!



We create new opportunities by constantly pushing boundaries and challenging the status quo. We are a learning organization.

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